Time-related markets in soccer are settled, in most cases, based on the result at the end of the 90 regulation minutes, including stoppage time added by the referee. Extra time and penalty shootouts are not included unless the market explicitly states otherwise. Each type of market (full match, halftime, specific minute, or timed) has its own settlement rules, detailed below.
Full Match Markets (90 Minutes)
Markets covering the full match, such as 1X2, handicap, and over/under goals, are settled with the result at the end of the 90 minutes, including stoppage time. Extra time and penalty shootouts do not count for these markets unless the market description states otherwise.
Halftime Markets
Halftime markets, such as the first half winner or the score at halftime, are settled based on the score at the halftime whistle. This result remains fixed even if the match is abandoned afterward: the bet is settled normally using the halftime score.
Specific Minute or Time Window Markets
For markets betting on an event within a range of minutes (for example, "goal between the 20th and 30th minute"), the minute of an event is always rounded up to the next full minute: a goal scored at 28:18 counts as the 29th minute. The only window of this type that includes stoppage time added by the referee is 80:00 to 90:00.
Timed Markets
Timed markets bet on an event occurring within the next 1, 5, or 10 minutes from the time the bet is placed. For corners, goals, shots on target, and throw-ins, windows of up to 10 minutes exist, and the final window (80:00–90:00) does include stoppage time.
For cards, however, only 1- and 5-minute windows exist, and none cover stoppage time. For this reason, a card shown during stoppage time may not fit into any of the windows offered for that market.
In both cases, an event counts at the exact moment the referee awards it—for example, when signaling a corner or showing a card—not at the moment the play is executed.
Abandoned Matches and VAR-Reviewed Plays
If a match is abandoned before completion, all bets are void, except those whose outcomes were already mathematically decided at the time of abandonment. For example, if more goals than required by the "Over X goals" line had already been scored before abandonment, that bet is settled as a winner.
For plays reviewed by VAR, the goal or incident counts in the actual minute the event occurred, not at the time the decision is confirmed after the review.